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I logged into my Bof A checking account and also saw a $300 credit for the following:C/H accountancy CREDIT convey FDES NNF. Exactly the same amount as my early stage secured card deposit. Ns signed up for the secured map 1 year back pm 8/28 therefore it shows up i may have gone unsecured. I"m a little shocked my crdit limit hs no changed. Oh well the interest is so high its not worth the anywaysI would certainly call yet don"t want to danger dropping mine score any type of lower asi will most likely be searching for a $5-10K loan in the close to future because that dental work. I desire to try tobe eligible for a much reduced interest rateso dont desire to waste any inquiriesfor cards ns dont need.
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KittenAttack
Established Contributor
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Re: BofA went Unsecured
Congrats! That"s therefore exciting! I"m wait for mine to insecure, it simply hit the year mark but I"ve read below that if you let it occur on its own they only SP you and also give you higher credit limit.Now the you gained this, what various other cards space you gonna get?
EQ 777 | TU 777 | EX 780AMEX EDP 32k | AMEX BCP 8.5k | CSP 13.5k | FRDM 14k | DIT 21k | Citi DC 14k | Penfed Promise 5k | Penfed PLOC 5k | BoA 2.5k | Alliant 5yr Secured Loan $500 | 100k in easily accessible credit
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Tony275
Valued Contributor
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Re: BofA went Unsecured
Congrats on getting it unsecured!
Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761Goal Score: 800 across the boardTotal credit transaction Line - $186,050 | use - 16.8%
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coldnmn
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Re: BofA walk Unsecured
Congrats! Welcome come the forum and also thanks for sharing.
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KnowlIsPower
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Re: BofA went Unsecured
I"m hope they provide me one auto CLI due to the fact that its my oldeest card. I dont arrangement on safety it due to the fact that interest is therefore high but im assuming the would help my opportunities of gaining other cards with much more favorable terms. Unfortunatley ns cannot nearby it together it would kill my AAOC. I have actually a $300 USAA secured AMEX for around 6 months. Wishing that would go unsecured sooner and also high limit since its just 9.99% APR, i woudlnt psychic carryong a balanc on the one. More than likely the finest interest price i"m walk to obtain on anything for a few years.My following step is to hopefully get approved for treatment Credit for $5K v at least a 24 month 0 interest. I"m not so sure they would provide me that. I was approved 3 months ago for $1700 CL w/ Amazon through GE, charged $1400
24 month same pay. Ive already made $1100 in payments. Ns ve more than likely been paying that down too fast and also shoudl have put few of that money right into savings instead. Hoping that history woudl assist if i apply for an additional GE (whatever the name is now) product.I just joined DCU so ns will more than likely take among their credit transaction builder loans together well. I dont wnat to use for too lot becasue i recognize that might kill my score.
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s_haliz
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Re: BofA go Unsecured
Congrats!!!!
TU FICO 850 | EQ FICO 850 i EX FICO 850
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alvon123
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Re: BofA go Unsecured
congrats
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